agribusiness Loans​
Farmers Finance helps you expand your farm, buy machinery, and secure lines of credit for business operations. We source tailored agribusiness loans for every stage of your agricultural business.
You're looking to...
- I want to purchase
- I want to refinance
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I want to refinance
Rated 4.9 out of 5 by our clients
4.9/5 • (234)
- back
I want to purchase
Rated 4.9 out of 5 by our clients
4.9/5 • (234)
what we finance
We can finance any type of Agribusiness
Aquaculture
Broadacre
Commercial Operations
Dairy Farms
Feedlot
Hatchery
Land Banking
Livestock Finance
Pastural
Poultry
Reneweables
Seasonal Finance
Station Finance
Subdivision
Vineyards
Walk-In Walk Out
OUR LENDERS
Just Financed
2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer
- Amount Financed:$30,000.00 incl GST
2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer
- Amount Financed:$30,000.00 incl GST
- Effective Rate:15.25%
- Term:60 Months
- Loan Type:Chattel Mortgage
- Application Type:Low Doc
Background
This was a brand-new business venture for my client, who was a recruiter by trade. He was looking to form a farm labour-hire business whilst continuing to work full-time as a recruiter. He was looking to reduce his and required the initial outlay of funds to purchase a side-by-side sprayer.
On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.
We worked with our client to create a business plan, secure a work source letter and complete a cashflow forecast on how the business would trade. We then used this to secure funding approval for this client in a full credit assessment.
2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer
- Amount Financed:$28,000.00 GST (80% LVR)
2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer
- Amount Financed:$28,000.00 GST (80% LVR)
- Effective Rate:14.5%
- Term:60 Months
- Loan Type:Chattel Mortgage
- Application Type:Full Doc
Background
This was a brand-new business venture for my client, who was a recruiter by trade. He was looking to form a farm labour-hire business whilst continuing to work full-time as a recruiter. He was looking to reduce his and required the initial outlay of funds to purchase a side-by-side sprayer.
On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.
We worked with our client to create a business plan, secure a work source letter and complete a cashflow forecast on how the business would trade. We then used this to secure funding approval for this client in a full credit assessment.
2012 John Deers 1270E Harvester
- Amount Financed:$112,000 incl GST
Background
This was a brand-new business venture for my client, who was a recruiter by trade. He was looking to form a farm labour-hire business whilst continuing to work full-time as a recruiter. He was looking to reduce his and required the initial outlay of funds to purchase a side-by-side sprayer.
On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.
We worked with our client to create a business plan, secure a work source letter and complete a cashflow forecast on how the business would trade. We then used this to secure funding approval for this client in a full credit assessment.
80 acres, cropping zoning, single dwelling
- Amount Financed:$708,000
- LVR:80%
- Term:30 Years
- Application Type:Residential finance
Background
clients referred by local friend were looking to buy an investment block interstate. The block was going to have the house rented the clients would move interstate to occupy the property. Finance was provided under a residential structure with tonger term, cheaper fixed rate to 2-years. Property had 2D aces, sepic, solariattery set up, single dwelling and sneddino.
124 acres, Land-only, building entitlement, no dwelling or shedding, water licence
- Amount Financed:$612,000
124 acres, Land-only, building entitlement, no dwelling or shedding, water licence
- Amount Financed:$612,000
- LVR:80%
- Term:30 Years
- Application Type:Residential Finance
Background
Clients were looking to purchase 124 acres inside a unit trust with the intention of running a small grazing and fodder operation. The farmland was purchased with a water licence attached to the property. We were able to include the water licence in the sale and fund the land purchase at 80%. The water licence was not needed in this instance for security. We funded this under a residential loan as there was a current building entitlement attached to the property contract. Property was stocked soon after settlement using an unsecured overdraft facilitated as part of this engagement too.
First Home Buyer, 12 acres, single dwelling, unimproved
- Amount Financed:$660,000
- LVR:95%
- Term:30 Years
- Application Type:Residential Finance
Background
Client was looking to purchase their first propertv. The original intention was to buy land-only but this was not going to allow the client to access First Home Buyer benefits. An existing home that needed renovation was purchased with land fundamentally unimproved Client was originally looking at larger land with now dwelling on it where funding would be been only at 70-80% (instead of 95%). By lending more and altering the intention, client could keep cash aside to immediately renovate the home, build a shed and stock proof the fencing. All additions will add significant value to the property and the clients equity.
Why Farmers Finance
Access More Equity​
Unlock the equity in your Farm, Equipment, Commercial Business or Residential Property.
Lower Interest Rates ​
Market leading interest rates only available to Farmers’ Finance clients. We have relationships with all banks to ensure you receive market leading interest rates.
Flexible Terms​
Loan terms, features, and benefits tailored for you and your overall financial strategy.
Industry Recognised
Award winning brokers
Stories of success
What Our Clients Say
“Can not recommend Farmers’ Finance enough, they made buying our first home possible with such a short time frame to work with. The FFA team got it done and we were able to settle on our home in 30 days. If It wasn’t for them we wouldn’t be in our beautiful home thanks again guys!” Tamworth, NSW
“Farmers Finance are incredible!! They helped us with finance for our new home in the country. The process was seamless from start to finish! The team at Farmers Finance are highly recommended by us.” Orange, NSW
“Ben from Farmers Finance was superb to deal with. From the start to the finish, he had a mammoth task of getting our loan over the line with a very limited time frame. He worked exceptionally hard and made it happen for us and the communication throughout the process from Ben and his team was of a very high standard. We would highly recommend Ben and the team at Farmers’ Finance!” Yarra Valley, VIC
“The team at Farmers’ Finance were extremely knowledgeable and efficient when helping secure a loan for a commercial property. They found us an excellent rate as well as being suitable for our future plans. Thank you Team! You'll be our go to for future investments." Toowoomba, QLD
“In a sea of brokers Ben was able to get done what many tried and could not. His infinite knowledge and method of dealing with hurdles was the only way I was able to get a recent purchase off the ground. I highly recommend Ben and the team at Farmers Finance for all things finance related.." Yarra Valley, VIC
Frequently asked Questions
We Specialise in Agribusiness Lending. Â
If you have any additional questions, you can send or email us at Info@farmersfinance.com.au
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What is agricultural finance?
Agricultural finance provides tailored loan solutions for farmers and agribusinesses. Whether you operate a macadamia farm, cattle station, or any other type of agricultural enterprise, agri finance includes options like rural property loans, farm equipment finance, livestock loans, seasonal operating loans, and financing for farm-related commodities such as grain. Explore how agribusiness loans can support your farming operations today.
Do you only lend to primary producers?
No, we cater to diverse rural and regional financing needs, including:
- Rural property loans
- Regional residential home loans
- Commercial property loans
- Equipment and vehicle finance
- And many other solutions for regionally based clients.
What should I look for in a farm finance broker?
Choosing the right farm finance broker is crucial. Look for a broker with:
- Proven success in helping farmers secure the best farm loans.
- Strong local knowledge combined with national reach.
- A history of satisfied clients through testimonials and case studies.
An experienced broker can recommend tailored financial strategies to grow your farming business.
What types of farms do you assist with?
We provide financing solutions for all types of farms, including specialty farming operations and seasonal farming needs. Not sure what type of agri loan suits your situation? Speak with our experienced brokers to unlock the best financing options for your farm.
Can you help me set up my first farm?
Absolutely! We specialise in helping new farmers secure the right funding to start their agricultural journey. We’ll find the best farm loans with competitive rates and flexible repayment options to ensure your success from the ground up.
What competitive advantages does Farmers Finance offer?
Farmers Finance stands out by providing:
- Up-to-date financial advice tailored for farmers and agribusinesses.
- Ongoing support and consultation services.
- Comprehensive financial and strategic planning.
- Risk management tailored to farming needs.
Expertise in securing agri loans that maximise profitability and long-term growth.
How much does your service cost?
Our service is free for clients as standard. The lending institution pays us a fee for securing the best loan for you. There are no out-of-pocket costs when working with us.
Why should I choose Farmers Finance?
We provide:
- Tailored financial advice for on-farm and off-farm wealth creation.
- Access to an extensive network of lenders and financial institutions.
- Strategic plans that scale with your farming operation, ensuring growth and profitability.
let's grow together
Don't let opportunities pass you by
Contact our specialist Agribusiness Brokers to find the best finance option for your needs and objectives.
