agribusiness Loans
We secure loans to help you expand your farm, buy machinery, and fund business operations. We source competitve agribusiness loans for every stage of your Agribusiness. Let us do the heavy lifting for you!
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Rated 4.9 out of 5 by our clients
4.9/5 • (234)
- back
I want to purchase
Rated 4.9 out of 5 by our clients
4.9/5 • (234)
what we finance
We can finance any type of Agribusiness
Succession Loans
Succession Loans
Planning to transition the farm to the next generation? Our succession finance solutions are designed to make family transitions smooth, fair, and financially secure. Whether you’re buying out siblings, restructuring ownership, or funding generational handovers, we provide tailored succession loans for farmers with flexible terms and expert advice.
Succession planning is one of the most important steps in ensuring the future of your farming legacy — and it doesn’t need to be stressful.
Speak with a Farmers Finance Australia broker today to explore your options and create a clear, strategic path forward for your family and your farm.
👉 Start your succession plan today – contact us now for a confidential discussion.
Land Acquisition
Land Acquisition Loans
Purchasing agricultural land is a major step toward growing your farming business or securing long-term assets. Our land acquisition loans are designed to help farmers and agribusinesses buy rural property for primary production, grazing, cropping, or agribusiness expansion. Whether you’re acquiring adjoining parcels to scale your operation or investing in a new region, we tailor finance solutions that suit your goals and cash flow requirements.
With access to a wide panel of lenders, we help you secure competitive loan terms, flexible structures, and expert guidance throughout the purchase process.
Get in touch with Farmers Finance Australia to explore land acquisition finance options that support the next stage of your farming journey.
Livestock Finance
Livestock Finance
Buy, breed, or background with confidence using our custom livestock loans. We offer funding for cattle, sheep, goats, and mixed herds with seasonal flexibility built in.
👉 Move livestock forward without cashflow pressure – apply now.
Aquaculture
Aquaculture
Expand or establish your aquaculture venture with flexible aquaculture loans tailored to fish, prawn, and seafood production. We fund hatcheries, pond construction, filtration systems, and more—keeping your operation flowing.
👉 Secure aquaculture finance that grows with your farm – speak with our expert brokers today.
Broadacre Farming
Broadacre
From wheat to canola, we finance large-scale cropping operations with custom broadacre farm finance options. Upgrade machinery, purchase new land, or fund seasonal inputs.
👉 Looking to scale your cropping operation? Let’s talk broadacre finance now.
Commercial Operations
Commercial Operations
Whether you’re diversifying into agribusiness or expanding your existing operation, our commercial agribusiness loans are designed for serious growth. Structured for farms, agri-developments, processing facilities, and more.
👉 Book a consult with our commercial finance specialists to explore your options.
Dairy Farms
Dairy Farms
Dairy farming involves constant investment—from herd acquisition to rotary upgrades and pasture improvement. Our dairy farm finance products are structured to support all facets of the dairy supply chain, with options for equipment finance, land expansion, and infrastructure improvements. We understand the cash flow cycles unique to dairy production and ensure your loan structure is aligned accordingly.
Speak with a broker today to secure competitive finance for your dairy operation, tailored to your goals and capacity.
Feedlot Finance
Feedlot
Feedlot operations require significant investment in infrastructure, stock feed systems, and compliance upgrades. At Farmers Finance Australia, we provide customised feedlot finance solutions for beef and lamb finishing enterprises. Whether you’re expanding yards, upgrading facilities, or improving water and waste systems, our team can help you access the capital you need through lenders who understand your business model.
Contact us to structure a feedlot loan that supports both operational performance and regulatory compliance.
Hatchery Loans
Hatchery
Hatcheries play a crucial role in the supply chain for poultry, aquaculture, and livestock. We offer dedicated hatchery finance for investment in incubation systems, facility upgrades, and operational expansion. Whether establishing a new hatchery or expanding an existing one, our brokers will guide you through the funding process and connect you with lenders that understand your unique capital requirements.
Reach out to our team to discuss finance options that support biosecurity, productivity, and growth in your hatchery business.
Development Loans
Development Loans
Whether you’re purchasing land for future agricultural development or planning subdivision and sale, our land banking and development finance options provide the flexibility to hold, develop, or transition rural properties. We help clients with rural rezoning, infrastructure development, and staged financing to suit planning timelines and capital flows.
Speak with us today about land banking loans and rural development finance that’s tailored to long-term strategic goals.
Pastural Farm Loans
Pastural
For large-scale pastoral operations, having a tailored finance partner is essential. Our pastoral finance solutions support grazing enterprises operating over extensive properties, including leasehold and freehold stations. From capital improvements and infrastructure to herd funding and working capital, we deliver finance designed for long distances, remote operations, and the unique challenges of pastoral management.
Enquire today about pastoral loans designed for Australia’s expansive cattle and sheep stations.
Poultry Finance
Poultry
Whether you operate a broiler farm, layer operation, or chicken hatchery, poultry farming demands ongoing investment in infrastructure, equipment, and biosecurity. Our poultry farm loans are tailored to the unique requirements of chicken producers, including funding for shed construction, ventilation systems, feed storage, and chick-rearing facilities. We work with lenders who understand the financial cycles and production risks specific to chicken and poultry farming.
Speak with our team today to access poultry finance solutions that support growth, compliance, and long-term success in your chicken farming operation.
Reneweables
Reneweables
Farmers across Australia are turning to renewables to reduce long-term energy costs. Our renewable energy finance options cover solar, wind, battery storage, and hybrid systems designed for rural properties. Whether you’re aiming for grid independence or supplementing existing power, we provide finance solutions that make sustainability economically viable.
Speak with us today to explore energy-efficient finance options for your agribusiness.
Seasonal Finance
Seasonal Finance
Agribusinesses often experience cash flow challenges between planting and harvest. Our seasonal finance solutions are structured to match your production cycle, ensuring you’re covered when input costs are high, and income is yet to be realised. With options for crop, feed, and fertiliser funding, we help ensure liquidity throughout the season.
Reach out now to secure seasonal finance that supports uninterrupted production and stronger financial resilience.
Station Finance
Station Finance
Operating a cattle or sheep station requires flexible and long-term financial planning. We provide station finance for pastoralists managing large, remote properties. Our brokers understand the capital demands of infrastructure, land, herd, and water access improvements across broadacre environments.
Talk to our experienced team about finance solutions that work with the realities of outback agriculture.
Subdivision Funding
Subdivision
If you’re looking to subdivide rural land into multiple titles or lifestyle blocks, our subdivision finance solutions are built to support survey, development, and civil works. Whether part of a long-term exit strategy or a rural development play, we offer structured funding to assist at each stage of the process.
Enquire now to learn how our subdivision finance can support your rural development project.
Vineyards
Vineyards
We offer tailored vineyard finance for land purchases, trellising systems, irrigation, cellar door infrastructure, and wine production upgrades. Whether you’re a boutique grower or a commercial operator, we align funding to your yield cycles and seasonal cash flows.
Contact us to access vineyard loans built around the specific needs of Australia’s wine producers.
Walk-In Walk Out
Walk-In Walk Out
When acquiring a fully operating farm, walk-in walk-out (WIWO) finance can simplify settlement and reduce disruption. We offer WIWO finance packages that include the farm, equipment, livestock, and goodwill in one loan structure—streamlining the purchase process and providing financial certainty.
Speak with our team today about financing a seamless WIWO acquisition.
OUR LENDERS
Just Financed
2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer
- Amount Financed:$30,000.00 incl GST
2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer
- Amount Financed:$30,000.00 incl GST
- Effective Rate:15.25%
- Term:60 Months
- Loan Type:Chattel Mortgage
- Application Type:Low Doc
Background
This was a brand-new business venture for my client, who was a recruiter by trade. He was looking to form a farm labour-hire business whilst continuing to work full-time as a recruiter. He was looking to reduce his and required the initial outlay of funds to purchase a side-by-side sprayer.
On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.
We worked with our client to create a business plan, secure a work source letter and complete a cashflow forecast on how the business would trade. We then used this to secure funding approval for this client in a full credit assessment.
2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer
- Amount Financed:$28,000.00 GST (80% LVR)
2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer
- Amount Financed:$28,000.00 GST (80% LVR)
- Effective Rate:14.5%
- Term:60 Months
- Loan Type:Chattel Mortgage
- Application Type:Full Doc
Background
This was a brand-new business venture for my client, who was a recruiter by trade. He was looking to form a farm labour-hire business whilst continuing to work full-time as a recruiter. He was looking to reduce his and required the initial outlay of funds to purchase a side-by-side sprayer.
On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.
We worked with our client to create a business plan, secure a work source letter and complete a cashflow forecast on how the business would trade. We then used this to secure funding approval for this client in a full credit assessment.
2012 John Deers 1270E Harvester
- Amount Financed:$112,000 incl GST
Background
This was a brand-new business venture for my client, who was a recruiter by trade. He was looking to form a farm labour-hire business whilst continuing to work full-time as a recruiter. He was looking to reduce his and required the initial outlay of funds to purchase a side-by-side sprayer.
On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.
We worked with our client to create a business plan, secure a work source letter and complete a cashflow forecast on how the business would trade. We then used this to secure funding approval for this client in a full credit assessment.
80 acres, cropping zoning, single dwelling
- Amount Financed:$708,000
- LVR:80%
- Term:30 Years
- Application Type:Residential finance
Background
clients referred by local friend were looking to buy an investment block interstate. The block was going to have the house rented the clients would move interstate to occupy the property. Finance was provided under a residential structure with tonger term, cheaper fixed rate to 2-years. Property had 2D aces, sepic, solariattery set up, single dwelling and sneddino.
124 acres, Land-only, building entitlement, no dwelling or shedding, water licence
- Amount Financed:$612,000
124 acres, Land-only, building entitlement, no dwelling or shedding, water licence
- Amount Financed:$612,000
- LVR:80%
- Term:30 Years
- Application Type:Residential Finance
Background
Clients were looking to purchase 124 acres inside a unit trust with the intention of running a small grazing and fodder operation. The farmland was purchased with a water licence attached to the property. We were able to include the water licence in the sale and fund the land purchase at 80%. The water licence was not needed in this instance for security. We funded this under a residential loan as there was a current building entitlement attached to the property contract. Property was stocked soon after settlement using an unsecured overdraft facilitated as part of this engagement too.
First Home Buyer, 12 acres, single dwelling, unimproved
- Amount Financed:$660,000
- LVR:95%
- Term:30 Years
- Application Type:Residential Finance
Background
Client was looking to purchase their first propertv. The original intention was to buy land-only but this was not going to allow the client to access First Home Buyer benefits. An existing home that needed renovation was purchased with land fundamentally unimproved Client was originally looking at larger land with now dwelling on it where funding would be been only at 70-80% (instead of 95%). By lending more and altering the intention, client could keep cash aside to immediately renovate the home, build a shed and stock proof the fencing. All additions will add significant value to the property and the clients equity.
Why Farmers Finance
Access More Equity
Unlock the equity in your Farm, Equipment, Commercial Business or Residential Property.
Lower Interest Rates
Market leading interest rates only available to Farmers’ Finance clients. We have relationships with all banks to ensure you receive market leading interest rates.
Flexible Terms
Loan terms, features, and benefits tailored for you and your overall financial strategy.
Industry Recognised
Award winning brokers
Stories of success
What Our Clients Say
“Can not recommend Farmers’ Finance enough, they made buying our first home possible with such a short time frame to work with. The FFA team got it done and we were able to settle on our home in 30 days. If It wasn’t for them we wouldn’t be in our beautiful home thanks again guys!” Tamworth, NSW
“Farmers Finance are incredible!! They helped us with finance for our new home in the country. The process was seamless from start to finish! The team at Farmers Finance are highly recommended by us.” Orange, NSW
“Ben from Farmers Finance was superb to deal with. From the start to the finish, he had a mammoth task of getting our loan over the line with a very limited time frame. He worked exceptionally hard and made it happen for us and the communication throughout the process from Ben and his team was of a very high standard. We would highly recommend Ben and the team at Farmers’ Finance!” Yarra Valley, VIC
“The team at Farmers’ Finance were extremely knowledgeable and efficient when helping secure a loan for a commercial property. They found us an excellent rate as well as being suitable for our future plans. Thank you Team! You'll be our go to for future investments." Toowoomba, QLD
“In a sea of brokers Ben was able to get done what many tried and could not. His infinite knowledge and method of dealing with hurdles was the only way I was able to get a recent purchase off the ground. I highly recommend Ben and the team at Farmers Finance for all things finance related.." Yarra Valley, VIC
Frequently asked Questions
We Specialise in Agribusiness Lending.
If you have any additional questions, you can send or email us at Info@farmersfinance.com.au
What is agricultural finance?
Agricultural finance provides tailored loan solutions for farmers and agribusinesses. Whether you operate a macadamia farm, cattle station, or any other type of agricultural enterprise, agri finance includes options like rural property loans, farm equipment finance, livestock loans, seasonal operating loans, and financing for farm-related commodities such as grain. Explore how agribusiness loans can support your farming operations today.
Do you only lend to primary producers?
No, we cater to diverse rural and regional financing needs, including:
- Rural property loans
- Regional residential home loans
- Commercial property loans
- Equipment and vehicle finance
- And many other solutions for regionally based clients.
What should I look for in a farm finance broker?
Choosing the right farm finance broker is crucial. Look for a broker with:
- Proven success in helping farmers secure the best farm loans.
- Strong local knowledge combined with national reach.
- A history of satisfied clients through testimonials and case studies.
An experienced broker can recommend tailored financial strategies to grow your farming business.
What types of farms do you assist with?
We provide financing solutions for all types of farms, including specialty farming operations and seasonal farming needs. Not sure what type of agri loan suits your situation? Speak with our experienced brokers to unlock the best financing options for your farm.
Can you help me set up my first farm?
Absolutely! We specialise in helping new farmers secure the right funding to start their agricultural journey. We’ll find the best farm loans with competitive rates and flexible repayment options to ensure your success from the ground up.
What competitive advantages does Farmers Finance offer?
Farmers Finance stands out by providing:
- Up-to-date financial advice tailored for farmers and agribusinesses.
- Ongoing support and consultation services.
- Comprehensive financial and strategic planning.
- Risk management tailored to farming needs.
Expertise in securing agri loans that maximise profitability and long-term growth.
How much does your service cost?
Our service is free for clients as standard. The lending institution pays us a fee for securing the best loan for you. There are no out-of-pocket costs when working with us.
Why should I choose Farmers Finance?
We provide:
- Tailored financial advice for on-farm and off-farm wealth creation.
- Access to an extensive network of lenders and financial institutions.
- Strategic plans that scale with your farming operation, ensuring growth and profitability.
let's grow together
Don't let opportunities pass you by
Contact our specialist Agribusiness Brokers to find the best finance option for your needs and objectives.
