Looking to purchase a new property, buy your first home, or refinance your existing mortgage? Get strategic advice from the best mortgage brokers in Australia.
Whether you’re buying a new home, refinancing, or consolidating debt, our expert mortgage brokers will find the perfect loan solution to suit your needs. No matter your situation, we can guide you through every step of the process with personalised advice and access to exclusive offers, helping you achieve your property goals with confidence.
clients referred by local friend were looking to buy an investment block interstate. The block was going to have the house rented the clients would move interstate to occupy the property. Finance was provided under a residential structure with tonger term, cheaper fixed rate to 2-years. Property had 2D aces, sepic, solariattery set up, single dwelling and sneddino.
Clients brief was to purchase a productive but small lifestyle block in the Upper Hunter, NSW. Clients main profession was in medico, however there was previous experience in running livestock and cropping. A property that offered a mixture of great arable country, as well as undulating wooded grazing country with a size of 248acres. We were able to draw equity out of another residential property to provide the required cash deposit to fund this farm at 100% secured between both assets. By funding this at 100%, a number of tax advantages were enhanced and this also left the client with cash in the bank to stock the block and have cash remaining for start-up and working capital needs.
Clients were looking to purchase 124 acres inside a unit trust with the intention of running a small grazing and fodder operation. The farmland was purchased with a water licence attached to the property. We were able to include the water licence in the sale and fund the land purchase at 80%. The water licence was not needed in this instance for security. We funded this under a residential loan as there was a current building entitlement attached to the property contract. Property was stocked soon after settlement using an unsecured overdraft facilitated as part of this engagement too.
An existing High-Net-Worth client was looking to purchase a small lifestyle property in NSW. A property was sought and the funding was provided at 60% gearing (we could have moved higher to 70%) as there was a strong cash deposit from the recent sale of a business.
Client was looking to purchase their first propertv. The original intention was to buy land-only but this was not going to allow the client to access First Home Buyer benefits. An existing home that needed renovation was purchased with land fundamentally unimproved Client was originally looking at larger land with now dwelling on it where funding would be been only at 70-80% (instead of 95%). By lending more and altering the intention, client could keep cash aside to immediately renovate the home, build a shed and stock proof the fencing. All additions will add significant value to the property and the clients equity.
An existing investor client came to us with the intention of funding a new and subdivision purchase and duplex construction. The investor had already secured the land prior to title being issued and already had all necessary build docs prepared (contract, specifications, plans). We funded the land settlement at 80%, interest-only and provided approval for the construction funding 12-months interest-only for the build with nother 3-years IO post completion.
An asset loan is a type of loan where the borrower secures funding by pledging an asset or assets as collateral. The asset or assets could include machinery, equipment, vehicles, land, buildings, or other valuable items owned by the borrower.
Asset loans offer businesses a versatile and cost-effective financing solution that supports their growth objectives while preserving financial flexibility and mitigating risk.
We understand that purchasing your first home is a major decision with many unknowns. Our first home buyer services are designed to guide and educate you through the entire process.
Planning your next move? Whether you’re upgrading for more space, a better location, or other lifestyle reasons, our experienced mortgage brokers can help you smoothly navigate the transition.
Ready to build your dream home? Our construction loan services offer flexible financing options to bring your vision to life from planning and breaking ground to move-in day.
Ben joined the Farmers’ Finance team as Head of Regional & Agriculture to continue his distinguished career in Finance Brokerage. With a background in Accounting and Financial services, Ben can find a solution for the most complex of loan transactions.
After exiting another high-profile Brokerage Business, Ben has joined Farmers’ Finance to help continue to service clients at the highest level. Ben believes that client success and great financial outcomes are build built on the basis of trust, relationships, advice, and ongoing client support. These are key for Ben and his team in providing advice for client now and in future dealings.
As a broker with accounting experience, Ben can deliver detailed solutions on all Residential, Commercial, and Agribusiness opportunities that present his clients.
Ben is a farmer at heart and heads up our Agribusiness division. Merging “work” (on-farm) with work (off-farm), Ben provides a unique understanding of the Agriculture industry along with exceptional relationship-building capabilities. These are both key in the pursuit of Agricultural excellence.
Ben is a well-equipped leader and highly regarded broker in the industry and is a great asset to the FFA team.
When Ben’s not at work he enjoys being away from it all on his farm with his two Kelpies and fiancé Liz.
Christian Stevens is the CEO of Farmers Finance, head of the largest Agribusiness brokerage in the country.
He was lucky to spend much of his childhood on a working farm in Numeralla, located just outside of Cooma in the Snowy Monaro region of NSW. Christian’s early years were spent watching his family run their agriculture operation across the sheep, cattle, and cropping disciplines. He has witnessed firsthand the challenges farmers face in cultivating wealth from the ground up.
For the last three years, he has been awarded Best Residential Broker in Australia and has also held the title of Australian Broker of the Year for the same period. Christian stands out in the finance industry for achieving $1B+ in settlements faster than any other individual.
Most importantly, he is passionate about helping others succeed financially and has assisted thousands of Australians grow their wealth through property.
Kathleen is a Client Experience Manager – with 4 years experience in the finance industry and lending sector has seen her provide effective strategic advice to her clients, and thrives in assisting clients in achieving their financial and property goals with her extensive experience and knowledge when it comes to mortgages. Her dedication and experience is peerless to her clients, as she believes everyone deserves good financial health and with the right strategy and tools, can achieve their financial wealth & property goals.
With a real estate and accounting background, Kathleen fell into her mortgage broking career due to her love of structure, numbers and real estate – and admits she could never look back. Kathleen is warm, engaging and personable, she has the ability to work out what clients not only want, but what they need.
Farmers Finance understands your needs and then pairs you with the best suited lender. Expert advice across 250 + lenders – we are the partner all farmers need to grow their business.
We will explore your needs & understand your true longterm objectives.
With access to over 250 lenders, you can be rest assured we will secure the right loan solution for you and your farm.
We will work on your behalf to have you application Submitted, approved and managed completely through to settlement.
Having your loan settled is just the beginning. We will periodically review your loan and are a phone call away from helping you with ongoing financial strategy and support. We are your full-service finance partner for life.
Farmers Finance understands your needs and then pairs you with the best suited lender. Expert advice across 250 + lenders – we are the partner all farmers need to grow their business.
Contact our independent agribusiness brokerage now and seize the advantages waiting for you in Australia’s dynamic farming landscape!
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