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Rated 4.9 out of 5 by our clients
4.9/5 • (234)
- back
I want to purchase
Rated 4.9 out of 5 by our clients
4.9/5 • (234)
what we finance
We can finance all types of
Home Loans & Property Loans
Construction
Downsizers
First Home Buyers
Hobby Farms
Luxury Homes
Residential
Rural Postcodes
Subdivision
Investors
Off The Plan
OUR LENDERS
Just Financed
80 acres, cropping zoning, single dwelling
- Amount Financed:$708,000
- LVR:80%
- Term:30 Years
- Application Type:Residential finance
Background
clients referred by local friend were looking to buy an investment block interstate. The block was going to have the house rented the clients would move interstate to occupy the property. Finance was provided under a residential structure with tonger term, cheaper fixed rate to 2-years. Property had 2D aces, sepic, solariattery set up, single dwelling and sneddino.
248 acres, lifestyle property, 3x dwellings, extensive shedding
- Amount Financed:$4,900,000
248 acres, lifestyle property, 3x dwellings, extensive shedding
- Amount Financed:$4,900,000
- LVR:70% - 100%
- Term:30 Years
- Application Type:Residential finance
Background
Clients brief was to purchase a productive but small lifestyle block in the Upper Hunter, NSW. Clients main profession was in medico, however there was previous experience in running livestock and cropping. A property that offered a mixture of great arable country, as well as undulating wooded grazing country with a size of 248acres. We were able to draw equity out of another residential property to provide the required cash deposit to fund this farm at 100% secured between both assets. By funding this at 100%, a number of tax advantages were enhanced and this also left the client with cash in the bank to stock the block and have cash remaining for start-up and working capital needs.
124 acres, Land-only, building entitlement, no dwelling or shedding, water licence
- Amount Financed:$612,000
124 acres, Land-only, building entitlement, no dwelling or shedding, water licence
- Amount Financed:$612,000
- LVR:80%
- Term:30 Years
- Application Type:Residential Finance
Background
Clients were looking to purchase 124 acres inside a unit trust with the intention of running a small grazing and fodder operation. The farmland was purchased with a water licence attached to the property. We were able to include the water licence in the sale and fund the land purchase at 80%. The water licence was not needed in this instance for security. We funded this under a residential loan as there was a current building entitlement attached to the property contract. Property was stocked soon after settlement using an unsecured overdraft facilitated as part of this engagement too.
65 acres Lifestyle property
- Amount Financed:$14,400,000
- LVR:60%
- Term:30 Years
- Application Type:Residential Finance
Background
An existing High-Net-Worth client was looking to purchase a small lifestyle property in NSW. A property was sought and the funding was provided at 60% gearing (we could have moved higher to 70%) as there was a strong cash deposit from the recent sale of a business.
First Home Buyer, 12 acres, single dwelling, unimproved
- Amount Financed:$660,000
- LVR:95%
- Term:30 Years
- Application Type:Residential Finance
Background
Client was looking to purchase their first propertv. The original intention was to buy land-only but this was not going to allow the client to access First Home Buyer benefits. An existing home that needed renovation was purchased with land fundamentally unimproved Client was originally looking at larger land with now dwelling on it where funding would be been only at 70-80% (instead of 95%). By lending more and altering the intention, client could keep cash aside to immediately renovate the home, build a shed and stock proof the fencing. All additions will add significant value to the property and the clients equity.
Land and duplex construction
- Amount Financed:$1,464,000
- LVR:80%
- Term:30 Years
- Application Type:Land and Construction Finance
Background
An existing investor client came to us with the intention of funding a new and subdivision purchase and duplex construction. The investor had already secured the land prior to title being issued and already had all necessary build docs prepared (contract, specifications, plans). We funded the land settlement at 80%, interest-only and provided approval for the construction funding 12-months interest-only for the build with nother 3-years IO post completion.
Why Farmers Finance
First Home Buyers
We understand that purchasing your first home is a major decision with many unknowns. Our first home buyer services are designed to guide and educate you through the entire process.
Next home
Planning your next move? Whether you’re upgrading for more space, a better location, or other lifestyle reasons, our experienced mortgage brokers can help you smoothly navigate the transition.
Construction
Ready to build your dream home? Our construction loan services offer flexible financing options to bring your vision to life from planning and breaking ground to move-in day.
Industry Recognised
Award winning brokers
Stories of success
What Our Clients Say
Tamworth, NSW
Orange, NSW
Yarra Valley, VIC
Toowoomba, QLD
Yarra Valley, VIC
Frequently asked Questions
If you have any additional questions, you can email us at Ben@farmersfinance.com.au
Why use a broker and not go direct to the bank?
Do you know that bank is best suited for your needs now and in the future? Has your current bank manager just moved on and have no one to contact? Has your local bank branch recently closed? Do you have the time to go directly to 50 + different lenders yourself? If the answer is no to all or any of the above its best you take solace in reaching out to an expert Farmers Finance broker now.
Do you only lend to primary producers?
Whether you own a macadamia farming business or a cattle farm, agricultural finance helps with any kind of loan related to farming. Some of the related finance types includes rural property loans, equipment and specialty vehicle finance, agribusiness loans, livestock, seasonal on-off loans, grain, and most types of farm-related commodities.
Why use Farmers Finance?
Whether you own a macadamia farming business or a cattle farm, agricultural finance helps with any kind of loan related to farming. Some of the related finance types includes rural property loans, equipment and specialty vehicle finance, agribusiness loans, livestock, seasonal on-off loans, grain, and most types of farm-related commodities.
Can you provide home loans?
Whether you own a macadamia farming business or a cattle farm, agricultural finance helps with any kind of loan related to farming. Some of the related finance types includes rural property loans, equipment and specialty vehicle finance, agribusiness loans, livestock, seasonal on-off loans, grain, and most types of farm-related commodities.
How much does your service cost?
Whether you own a macadamia farming business or a cattle farm, agricultural finance helps with any kind of loan related to farming. Some of the related finance types includes rural property loans, equipment and specialty vehicle finance, agribusiness loans, livestock, seasonal on-off loans, grain, and most types of farm-related commodities.
let's grow together
Don't let opportunities pass you by
Contact our independent agribusiness brokerage now and seize the advantages waiting for you in Australia’s dynamic farming landscape!