Machinery & Equipment Loans

Our brokers will help you finance the equipment you need to grow

Request for Machinery Finance

Need new machinery or equipment to take your farm or business up a notch?

Farmers Finance is here to make it happen. We’re all about financing the tools you need to grow—tractors, harvesters, you name it—without the headache.

Our loans are simple and straight-up: flexible terms that match your cash flow and get you working smarter, faster.

Whether it’s a single piece of kit or a full fleet, we’ll find the funding to fuel your progress.

No fluff, just results—let’s get your gear sorted today.

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I want to refinance

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Rated 4.9 out of 5 by our clients

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I want to purchase

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what we finance

We can finance any type of
asset for your business

ATV

An ATV can be a game-changer for navigating your farm, but high upfront costs and limited financing options can hold you back. Farmers Finance makes it easy by sourcing a loan with a competitive rate to get you on the move. We compare lenders to find flexible terms that suit your cash flow, so you can tackle tough terrain without the financial burden. Let us help you secure the ATV your farm needs.

Tractors

Tractors are the backbone of any farm, but their cost and the risk of downtime during upgrades can be a real worry. Farmers Finance helps you finance the right tractor with a tailored loan that fits your budget. We’ll compare lenders to secure a market-leading rate for your tractor finance, ensuring you can upgrade or expand your fleet without disrupting operations. Let us keep your farm moving forward.

Chook Sheds

Expanding your poultry operation with new chook sheds requires significant investment, and navigating finance for specialised structures can be tricky. Farmers Finance simplifies the process by finding a loan that supports your growth plans. We compare lenders to secure a competitive rate and flexible terms, so you can build or upgrade your sheds without financial stress. Let us help your poultry business thrive.

Cars

A reliable car is essential for farm life, but balancing the cost with other business expenses can be a challenge. Farmers Finance makes car finance easier by securing a loan with a great rate and terms that work for you. We compare lenders to ensure you’re not overpaying, so you can get the vehicle you need without stretching your budget. Let us get you on the road, hassle-free.

Combine Harvestes

Combine harvesters are critical for efficient harvests, but their high price tag and seasonal use can make financing feel risky. Farmers Finance takes the stress out of combine harvester finance by finding a loan tailored to your harvest schedule. We’ll secure a competitive rate and flexible repayment options, so you can invest in the right harvester without worrying about cash flow. Let us help you bring in the harvest.

Crops

Financing crops upfront—whether for seed, fertiliser, or equipment—can strain your cash flow, especially with the uncertainty of yields and market prices. Farmers Finance supports your season with crop finance, securing a loan to cover expenses. We compare lenders to find a competitive rate and terms that align with your harvest cycle, so you can plant with confidence. Let us help you grow your yield.

Drones

Drones can revolutionise farm management, but their cost and the learning curve can make farmers hesitant to invest. Farmers Finance simplifies drone finance by securing a loan that suits your needs. We’ll find a competitive rate and flexible terms, so you can adopt this technology without financial strain. Let us help you take your farm to new heights.

Drills

Precision drills are essential for efficient planting, but their cost and the need for regular upgrades can be a financial burden. Farmers Finance helps with drill finance, securing a loan with a great rate to keep your planting on track. We compare lenders to find terms that fit your cash flow, so you can invest in the right drill without worry. Let us support your planting season.

Excavators

Excavators are vital for land development or infrastructure projects, but their price and the risk of project delays can make financing daunting. Farmers Finance makes excavator finance straightforward, securing a loan with a competitive rate to get your machine on-site. We’ll find flexible terms to match your project timeline, so you can dig in without financial stress. Let us help you build your future.

Baler

A baler is key for efficient hay production, but the cost and seasonal use can make financing feel uncertain. Farmers Finance offers baler finance that works with your harvest cycle, securing a competitive rate and flexible terms. We compare lenders to ensure you can invest in a reliable baler without straining your budget. Let us help you bale with ease.

Boats

A boat can be essential for farms near waterways, but high costs and limited lender options for non-traditional assets can be a barrier. Farmers Finance makes boat finance happen by securing a loan with a great rate. We’ll compare lenders to find terms that suit your needs, so you can get on the water without financial worry. Let us help you navigate your farm’s needs.

Grain Silos

Grain silos are crucial for storage, but their high cost and long-term investment nature can make financing feel risky. Farmers Finance provides grain silo finance with a competitive rate to support your storage needs. We’ll find flexible terms that align with your cash flow, so you can store your grain with confidence. Let us help you protect your harvest.

Horse Float

Transporting livestock with a horse float is essential for many farmers, but the cost and finding the right finance can be a challenge. Farmers Finance makes horse float finance easy by securing a loan with a great rate. We compare lenders to find terms that fit your budget, so you can move your animals safely without financial strain. Let us get your livestock on the move.

Planes

A plane can transform large-scale farm management, but the high cost and strict lending criteria can make financing seem out of reach. Farmers Finance specialises in rural asset finance, securing a loan with a competitive rate for your plane. We’ll find flexible terms to suit your operation, so you can take to the skies without financial worry. Let us help you soar.

Plow

A reliable plow is essential for preparing your fields, but the cost and need for regular upgrades can strain your budget. Farmers Finance supports your plow finance needs with a loan that fits your operation. We’ll secure a competitive rate and flexible terms, so you can keep your fields ready without financial stress. Let us support your planting prep.

Spray Rig

A spray rig is vital for crop protection, but its cost and the need for precision technology can make financing a concern. Farmers Finance offers spray rig finance with a great rate to get your equipment in the field. We compare lenders to find terms that suit your cash flow, so you can protect your crops without worry. Let us help you safeguard your yield.

Solar Panels

Solar panels can cut energy costs and boost sustainability, but the upfront investment and long payback period can be daunting. Farmers Finance makes solar panel finance achievable by securing a loan with a competitive rate. We’ll find terms that align with your savings timeline, so you can go green without financial strain. Let us power your farm sustainably.

UTV

A UTV is perfect for farm tasks, but its cost and the risk of overpaying on finance can hold you back. Farmers Finance provides UTV finance with a great rate to get your vehicle working for you. We compare lenders to find flexible terms that fit your budget, so you can tackle daily jobs without financial stress. Let us help you get the job done.

Trucks

Trucks are essential for transporting goods, but their high cost and heavy use can make financing a worry. Farmers Finance offers truck finance with a competitive rate to keep your vehicles on the road. We’ll secure terms that match your cash flow, so you can move your produce or equipment without financial strain. Let us keep your farm moving.

Trailers

Trailers are crucial for moving livestock or equipment, but their cost and finding the right finance can be a challenge. Farmers Finance provides trailer finance with a great rate to get your trailer on the road. We compare lenders to find terms that suit your needs, so you can transport with ease without financial worry. Let us help you haul what matters.

Dozers

Dozers are essential for heavy-duty land clearing or farm development, but their high cost and the risk of project delays can make financing a concern. Farmers Finance simplifies dozer finance by securing a loan with a competitive rate to get your machine on the job. We’ll compare lenders to find flexible terms that align with your project timeline, so you can clear land or build infrastructure without financial stress. Let us help you shape your farm’s future.

Caravans

A caravan can be a practical addition for farm stays or family getaways, but the cost and finding suitable finance can be a hurdle for busy farmers. Farmers Finance makes caravan finance straightforward by securing a loan with a great rate. We compare lenders to find terms that fit your budget, so you can enjoy the flexibility of a caravan without straining your finances. Let us help you hit the road with ease.

Motorbikes

Motorbikes are perfect for quick farm tasks or mustering, but their cost and the risk of overpaying on finance can hold you back. Farmers Finance offers motorbike finance with a competitive rate to get you riding. We’ll compare lenders to find flexible terms that suit your cash flow, so you can handle daily jobs without financial worry. Let us help you keep your farm running smoothly.

OUR LENDERS

Just Financed

2013 John Deere 5093E Tractor with a slasher attachment

Amount Financed:$47,000.00 incl GST

2013 John Deere 5093E Tractor with a slasher attachment

Amount Financed:$47,000.00 incl GST
Effective Rate:7.99%
Term:60 Months
Loan Type:Chattel Mortgage
Application Type:Low Doc

Background

This was a brand-new business venture for my client, who was a recruiter by trade. He was looking to form a farm labour-hire business whilst continuing to work full-time as a recruiter. He was looking to reduce his and required the initial outlay of funds to purchase a side-by-side sprayer.

On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.

We worked with our client to create a business plan, secure a work source letter and complete a cashflow forecast on how the business would trade. We then used this to secure funding approval for this client in a full credit assessment.

2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer

Amount Financed:$30,000.00 incl GST

2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer

Amount Financed:$30,000.00 incl GST
Effective Rate:15.25%
Term:60 Months
Loan Type:Chattel Mortgage
Application Type:Low Doc

Background

On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.

2012 Apache Self Propelled Sprayer

Amount Financed:$231,000.00 incl GST

2012 Apache Self Propelled Sprayer

Amount Financed:$231,000.00 incl GST

Background

On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.

2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer

Amount Financed:$28,000.00 GST (80% LVR)

2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer

Amount Financed:$28,000.00 GST (80% LVR)
Effective Rate:14.5%
Term:60 Months
Loan Type:Chattel Mortgage
Application Type:Full Doc

Background

On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.

2022 Shearer 16 Run Trailer Pasture Disc Drill

Amount Financed:$49,204.21 incl GST

2022 Shearer 16 Run Trailer Pasture Disc Drill

Amount Financed:$49,204.21 incl GST

Background

On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.

2012 John Deers 1270E Harvester

Amount Financed:$112,000 incl GST

2012 John Deers 1270E Harvester

Amount Financed:$112,000 incl GST

Background

On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.

Why Farmers Finance

Access More Equity

Unlock the equity in your farm, equipment, commercial or residential property.

Lower Interest Rates

Market leading interest rates only available to Farmers’ Finance clients. We have relationships with all banks to ensure you receive market leading interest rates.

Flexible Terms

Loan terms, features, and benefits tailored for you and your overall financial strategy.

Industry Recognised

Award winning brokers

Stories of success

What Our Clients Say

“Can not recommend Farmers’ Finance enough, they made buying our first home possible with such a short time frame to work with. The FFA team got it done and we were able to settle on our home in 30 days. If It wasn’t for them we wouldn’t be in our beautiful home thanks again guys!”

“Farmers Finance are incredible!! They helped us with finance for our new home in the country. The process was seamless from start to finish! The team at Farmers Finance are highly recommended by us.”

“Ben from Farmers Finance was superb to deal with. From the start to the finish, he had a mammoth task of getting our loan over the line with a very limited time frame. He worked exceptionally hard and made it happen for us and the communication throughout the process from Ben and his team was of a very high standard. We would highly recommend Ben and the team at Farmers’ Finance!”

“The team at Farmers’ Finance were extremely knowledgeable and efficient when helping secure a loan for a commercial property. They found us an excellent rate as well as being suitable for our future plans. Thank you Team! You'll be our go to for future investments."

“In a sea of brokers Ben was able to get done what many tried and could not. His infinite knowledge and method of dealing with hurdles was the only way I was able to get a recent purchase off the ground. I highly recommend Ben and the team at Farmers Finance for all things finance related.."

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Frequently asked Questions

If you have any additional questions, you can send or email us at Luca@farmersfinance.com.au

Why use a broker and not go direct to the bank?

Do you know that bank is best suited for your needs now and in the future? Has your current bank manager just moved on and have no one to contact? Has your local bank branch recently closed? Do you have the time to go directly to 50 + different lenders yourself? If the answer is no to all or any of the above its best you take solace in reaching out to an expert Farmers Finance broker now.

Do you only lend to primary producers?

Whether you own a macadamia farming business or a cattle farm, agricultural finance helps with any kind of loan related to farming. Some of the related finance types includes rural property loans, equipment and specialty vehicle finance, agribusiness loans, livestock, seasonal on-off loans, grain, and most types of farm-related commodities.

Why use Farmers Finance?

Can you provide home loans?

How much does your service cost?

let's grow together

Don't let opportunities pass you by

Contact our specialist Agribusiness Brokers to find the best finance option for your needs and objectives.

Machinery & Equipment Loans

Request for Machinery Finance

or

I want to refinance

I want to purchase

you're looking to...

or

what we finance

We can finance any type of asset for your business