agribusiness loans

Financing for business expansion, operations, asset purchase and other business needs.

Tailored access to financing facilities leveraging current, and future farm assets to aid farm innovation, business expansion, and day-to-day operation. We know that every farmer is different, so we will work with you step by step to make sure your needs and objectives are met.

    No commitment. Strategic guidance guaranteed.

    Tailored access to financing facilities leveraging current, and future farm assets to aid farm innovation, business expansion, and day-to-day operation.

    OUR LENDERS

    Just Financed

    2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer

    2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer

    Background

    This was a brand-new business venture for my client, who was a recruiter by trade. He was looking to form a farm labour-hire business whilst continuing to work full-time as a recruiter. He was looking to reduce his and required the initial outlay of funds to purchase a side-by-side sprayer.


    On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.


    We worked with our client to create a business plan, secure a work source letter and complete a cashflow forecast on how the business would trade. We then used this to secure funding approval for this client in a full credit assessment.

    2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer

    2023 Polaris Ranger & 2023 TTI Weedcontrol Spot Sprayer

    Background

    This was a brand-new business venture for my client, who was a recruiter by trade. He was looking to form a farm labour-hire business whilst continuing to work full-time as a recruiter. He was looking to reduce his and required the initial outlay of funds to purchase a side-by-side sprayer.


    On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.


    We worked with our client to create a business plan, secure a work source letter and complete a cashflow forecast on how the business would trade. We then used this to secure funding approval for this client in a full credit assessment.

    2012 John Deers 1270E Harvester

    2012 John Deers 1270E Harvester

    Background

    This was a brand-new business venture for my client, who was a recruiter by trade. He was looking to form a farm labour-hire business whilst continuing to work full-time as a recruiter. He was looking to reduce his and required the initial outlay of funds to purchase a side-by-side sprayer.


    On paper, this was a high-risk lend. This was a new venture, and our client did not have experience in this industry.


    We worked with our client to create a business plan, secure a work source letter and complete a cashflow forecast on how the business would trade. We then used this to secure funding approval for this client in a full credit assessment.

    80 acres, cropping zoning, single dwelling

    80 acres, cropping zoning, single dwelling

    Background

    clients referred by local friend were looking to buy an investment block interstate. The block was going to have the house rented the clients would move interstate to occupy the property. Finance was provided under a residential structure with tonger term, cheaper fixed rate to 2-years. Property had 2D aces, sepic, solariattery set up, single dwelling and sneddino.

    First Home Buyer, 12 acres, single dwelling, unimproved

    First Home Buyer, 12 acres, single dwelling, unimproved

    Background

    Client was looking to purchase their first propertv. The original intention was to buy land-only but this was not going to allow the client to access First Home Buyer benefits. An existing home that needed renovation was purchased with land fundamentally unimproved Client was originally looking at larger land with now dwelling on it where funding would be been only at 70-80% (instead of 95%). By lending more and altering the intention, client could keep cash aside to immediately renovate the home, build a shed and stock proof the fencing. All additions will add significant value to the property and the clients equity.

    Land and duplex construction

    Land and duplex construction

    Background

    An existing investor client came to us with the intention of funding a new and subdivision purchase and duplex construction. The investor had already secured the land prior to title being issued and already had all necessary build docs prepared (contract, specifications, plans). We funded the land settlement at 80%, interest-only and provided approval for the construction funding 12-months interest-only for the build with nother 3-years IO post completion.

    support growth initiatives

    flexible & cost-effective Loans

    At Farmers’ Finance Australia, we partner with farmers across the spectrum—from those just starting out to established multi-property operators, as well as specialists in all diverse agribusiness sectors. As a leading force in agricultural finance, we are dedicated to empowering Australia’s agricultural sector.

     

    We approach every client with a comprehensive understanding of their unique needs, allowing us to facilitate faster loan processing and more competitive rates. Farmers’ Finance Australia is your trusted partner in navigating the complexities of agribusiness lending, rural financing, and commercial farm loans throughout the country.

     

    With deep roots in the agricultural community and a commitment to the family-first nature of farming, our team of local agribusiness experts maintains strong ties to Australian farming communities. We collaborate with a network of agribusiness creditors to bring you fresh financing opportunities tailored to your goals. Whether you’re aiming to enlarge your farm, obtain seasonal financing, upgrade your equipment, or secure livestock loans, Farmers’ Finance Australia is here to assist every step of the way.

    Access More Equity

    Unlock the equity in your Farm, Equipment, Commercial Business or Residential Property.

    Lower Interest Rates

    Market leading interest rates only available to Farmers’ Finance clients. We have relationships with all banks to ensure you receive market leading interest rates.

    Flexible Terms

    Loan terms, features, and benefits tailored for you and your overall financial strategy.

    Our Team of experts

    Scott Rumble
    Head of Asset Finance

    Scott Rumble

    Head of Asset Finance

    Scott Rumble is our Asset Finance specialist and prides himself on his knowledge, service, and the deeply embedded relationships he builds with his clients.

    Scott started his career in finance working for a lender in the Asset Finance Industry that specialised in trucks, equipment, and machinery. It was during this period that he honed his skills in credit and deepened his understanding of how financiers complete their assessment and risk on finance applications.

    Scott identified a persistent gap in the market across Agriculture—a need for a finance broker who not only possessed in-depth knowledge of how the banks operate but also a very personable approach with his clients across Agribusiness. He has developed a deep passion for supporting clients across Australia in Agriculture.

    Over time, Scott Rumble has carved a name for himself within the Asset Finance industry, gaining recognition and winning the coveted award of “Asset Finance Broker of the Year” at the Australian Broking Awards in both 2022 and 2023.

    Christian Stevens
    CEO

    Christian Stevens

    CEO

    Christian Stevens is the CEO of Farmers Finance, head of the largest Agribusiness brokerage in the country.

    He was lucky to spend much of his childhood on a working farm in Numeralla, located just outside of Cooma in the Snowy Monaro region of NSW. Christian’s early years were spent watching his family run their agriculture operation across the sheep, cattle, and cropping disciplines. He has witnessed firsthand the challenges farmers face in cultivating wealth from the ground up.

    For the last three years, he has been awarded Best Residential Broker in Australia and has also held the title of Australian Broker of the Year for the same period. Christian stands out in the finance industry for achieving $1B+ in settlements faster than any other individual.

    Most importantly, he is passionate about helping others succeed financially and has assisted thousands of Australians grow their wealth through property.

    Ben Robinson
    Head of Regional & Agriculture

    Ben Robinson

    Head of Regional & Agriculture

    Ben joined the Farmers’ Finance team as Head of Regional & Agriculture to continue his distinguished career in Finance Brokerage. With a background in Accounting and Financial services, Ben can find a solution for the most complex of loan transactions.

    After exiting another high-profile Brokerage Business, Ben has joined Farmers’ Finance to help continue to service clients at the highest level. Ben believes that client success and great financial outcomes are build built on the basis of trust, relationships, advice, and ongoing client support. These are key for Ben and his team in providing advice for client now and in future dealings.

    As a broker with accounting experience, Ben can deliver detailed solutions on all Residential, Commercial, and Agribusiness opportunities that present his clients.

    Ben is a farmer at heart and heads up our Agribusiness division. Merging “work” (on-farm) with work (off-farm), Ben provides a unique understanding of the Agriculture industry along with exceptional relationship-building capabilities. These are both key in the pursuit of Agricultural excellence.

    Ben is a well-equipped leader and highly regarded broker in the industry and is a great asset to the FFA team.

    When Ben’s not at work he enjoys being away from it all on his farm with his two Kelpies and fiancé Liz.

    Kathleen Forrester
    Senior Client Experience Manager

    Kathleen Forrester

    Senior Client Experience Manager

    Kathleen is a Client Experience Manager – with 4 years experience in the finance industry and lending sector has seen her provide effective strategic advice to her clients, and thrives in assisting clients in achieving their financial and property goals with her extensive experience and knowledge when it comes to mortgages. Her dedication and experience is peerless to her clients, as she believes everyone deserves good financial health and with the right strategy and tools, can achieve their financial wealth & property goals.

    With a real estate and accounting background, Kathleen fell into her mortgage broking career due to her love of structure, numbers and real estate – and admits she could never look back. Kathleen is warm, engaging and personable, she has the ability to work out what clients not only want, but what they need.

    Industry Recognised

    Award winning brokers

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    Mortgage Repayment

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    Borrowing Power

    Will you lend me more money?

    Refinancing

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    Cultivating wealth from the ground up

    Road block with your current bank?

    Farmers Finance understands your needs and then pairs you with the best suited lender. Expert advice across 250 + lenders – we are the partner all farmers need to grow their business.

    Get in Touch

    We will explore your needs & understand your true longterm objectives.

    Tailor A Loan For You

    With access to over 250 lenders, you can be rest assured we will secure the right loan solution for you and your farm.

    Application Approval From Lender

    We will work on your behalf to have you application Submitted, approved and managed completely through to settlement.

    Your Finance Partner For Life

    Having your loan settled is just the beginning. We will periodically review your loan and are a phone call away from helping you with ongoing financial strategy and support. We are your full-service finance partner for life.

    Cultivating wealth from the ground up

    Road block with your current bank?

    Farmers Finance understands your needs and then pairs you with the best suited lender. Expert advice across 250 + lenders – we are the partner all farmers need to grow their business.

    what we finance

    We can finance any type of Agribusiness

    Aquaculture

    Broadacre

    Commercial Operations

    Dairy Farms

    Feedlot

    Hatchery

    Land Banking

    Livestock Finance

    Pastural

    Poultry

    Reneweables

    Seasonal Finance

    Station Finance

    Subdivision

    Vineyards

    Walk-In Walk Out

    success stories

    Hear the inspiring Stories of
    Thriving Clients

    key achievements

    The Best Agribusiness Broker in Australia

    Best Farmland & livestock brokers

    Best Low Documentation Loans Solutions

    Best Farm Acquisition brokers

    Best Bridging Finance Solutions

    let's grow together

    Don't let opportunities pass you by

    Contact our specialist Agribusiness Brokers to find the best finance option for your needs and objectives.

    Agribusiness Loan Page